This is your moment to hold hands across the generations. To be there for your community. To ensure a vibrant Jewish tomorrow in University City, and the greater San Diego.

Planned giving and estate planning are powerful ways to leave a meaningful legacy and support Jewish life in our community for generations to come. Whether through a charitable bequest in your will, retirement plan beneficiary designation, or other planned gift options, your legacy will strengthen our community.

📜 Bequest - Creating a Jewish Future

Focused on every step of the Jewish lifecycle, Chabad of University City will utilize your bequest to lead the Jewish future. Leaving a bequest is a great way to safeguard our Jewish community. Your charitable bequest ensures that your support of Chabad will continue in eternity.

How a Bequest Works:

• Designate a portion of your estate to Chabad of University City for a Jewish legacy
• Leave either a percentage or a specific amount to Chabad
• A bequest does not cost you anything during your lifetime
• After your passing, the trustee will transfer the money or real estate to our institution
• Bequests are revocable and can be changed or modified during your lifetime
• This is the most popular way for individuals to leave a Jewish legacy

Residuary Bequest - Chabad is given a percentage of the estate.

Outright Bequest - Chabad is given a specific dollar amount or a specific asset, such as securities or real estate.

💰 Retirement Plans

You may wish to designate Chabad of University City as a beneficiary of your retirement plan. IRAs, 401(k)s, Keogh Plans and others are subject to both estate and income taxes. Consider designating Chabad as a beneficiary. This outstanding gesture gives the Jewish community a substantial donation at a minimum cost to your family.

How to Designate Chabad as a Retirement Plan Beneficiary:

• Request a beneficiary change form from your retirement plan administrator and designate Chabad as the beneficiary
• You can continue to take withdrawals during your lifetime
• You can always change your beneficiary if circumstances change
• This type of gift is easy and can be done at no cost
• Chabad will receive 100 percent of your gift to encourage Jewish continuity

🛡️ Life Insurance

We are grateful to those who choose to work with Chabad of University City, ensuring Jewish continuity. The multiplier effect of life insurance is an outstanding strategy to help the Jewish community far beyond your personal finances.

How Life Insurance Works:

• You may contribute a new or existing policy by transferring the policy to Chabad
• You name Chabad as the owner and beneficiary of the policy
• Gifts of life insurance are extremely affordable for younger donors, allowing them the opportunity to make sizable gifts
• This is a wonderful opportunity for young leaders to make a defining statement about the Jewish future

🏡 Real Estate

A legacy gift of real estate to Chabad of University City is a magnificent gesture to ensure Jewish continuity for years to come. You can leave a commercial or residential property, or an apartment building.

How Leaving Real Estate Works:

• Leaving a piece of real estate to Chabad can help secure the future of our center
• If you want to donate your residence and still stay in the home until your passing, please consider a retained life estate

📈 Charitable Gift Annuity

The Charitable Gift Annuity is an agreement between you and Chabad of University City to pay you or your designated beneficiary, a fixed annuity for life. A CGA can be funded with cash, stock, and in most cases real estate. The payments vary according to the age of the individual.

How a Charitable Gift Annuity Can Work for You:

• A charitable gift annuity to Chabad will pay a fixed payment for life
• Receive a guaranteed income stream for life
• A CGA is the easiest gift that will benefit both you and Chabad
• The remainder of your gift will go towards our institution after the donor's passing
• You can donate appreciated stock to fund the annuity
• A charitable gift annuity is a wonderful vehicle to leave a legacy to the Jewish people

📋 Charitable Trusts

There are various ways to set up a trust. Each one will serve a different purpose.

Charitable Remainder Trust

A charitable remainder trust is a highly recommended estate planning tool that allows you to donate your assets to Chabad of University City while providing an income stream to you and your family.

Charitable Lead Trust

A charitable lead trust can be an effective estate planning tool to transfer assets to your heirs with significant tax advantages, while making a meaningful gift to Chabad of University City.

Retained Life Estate

A retained life estate is a strategy that allows you to donate a home to Chabad of University City while retaining the right to live in it for the rest of your life.

Let's Talk

Allow us to work with you, your family, and if desired your financial advisor, to develop the most personalized strategy for your goals.

Whether you're ready to make a gift or just exploring the idea, we're here to help.

Contact Chabad of University City

Phone:  (858) 340-2592

Email: [email protected]

Together, we can secure a strong and vibrant Jewish future in University City.

Chabad of University City

Serving the Jewish Community of University City, San Diego

EIN: 26-4554091

Phone: (858) 340-2592 | Email: [email protected]

Chabad of University City is a 501(c)(3) non-profit organization. Please consult with your financial and legal advisors regarding your personal situation.